The Rising of Systemic Racism and Redlining in the United States of America

The Rising of Systemic Racism and Redlining in the United States of America

Edward Brian Flournoy

https://scholarworks.waldenu.edu/cgi/viewcontent.cgi?article=1316&context=jsc

Journal of Social Change

July 29, 2021

English

Through the U.S. Shipping Act of 1917, the Home Owner’s Loan Corporation (HOLC), and the Public Works Administration (PWA), systemic racism, redlining, segregation, and racial discrimination accelerated against Black African Americans. In 1977, the Community Reinvestment Act (CRA) was passed to show that the government was assisting in the elimination of racial discrimination and segregation in the banking, insurance, and finance industries. Unfortunately, this disingenuous law, developed and implemented by public policy makers, shadowed racial discrimination and segregation in those neighborhoods the banks were supposed to service. In addition, two housing policies were in progress to allow poor and low income families to relocate in White neighborhoods via the U.S. Department of Housing and Urban Development (HUD). These housing policies, however, were court ordered based on systemic racial discrimination and segregation.
Moreover, this process was the foundation for the rise of the Black Slave Codes in 1705, the Ku Klux Klan (KKK), White supremacy, and today’s underlying public policy that is being enforced by the United States’s
law enforcement divisions.

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